Our history

Bravure’s long-term partnerships with some of Australia’s largest ASX-listed and privately owned organisations have underpinned a successful history of innovation and growth.

By setting the benchmark for best practice in these areas and allowing our clients to leverage the insights across the broader market, our clients are protected and are able to deliver programs that are sustainable.

Our history

Bravure’s long-term partnerships with some of Australia’s largest ASX-listed and privately owned organisations have underpinned a successful history of innovation and growth.

By setting the benchmark for best practice in these areas and allowing our clients to leverage the insights across the broader market, our clients are protected and are able to deliver programs that are sustainable.

1998

Founded

  • Bravure (formerly Kessler Financial Services Australia Pty Ltd “KFSA”) was founded in 1998 in conjunction with a relationship with American Express to develop the affinity credit card market in Australia. KFSA quickly identified that the professional market was very responsive to affinity programs, and several associations endorsed products
  • In the early 2000s, KFSA offered home loans (in partnership with AMP) and life insurance (in partnership with ING Australia, now OnePath) to the members of professional associations
2010

Debt Advisory Launched

  • The debt advisory business was launched in 2010 with the sale of credit card debt on behalf of one of Australia’s largest blue-chip brands
2011

First Sale of Utility Accounts

  • Bravure completes the first sale of utility accounts in the Australian market, pioneering the use of the strategy within this sector. Bravure has since sold in excess of 1.5 million individual accounts within the utility sector
2013

Outsourced Collections Launched

  • Bravure launches outsourced collections management as a dedicated service in the Australian market and establishes a panel of agencies to manage the collections activity
2015

Expand into New Zealand

  • Bravure expands the debt advisory service offering to New Zealand and conducts a debt sale on behalf of one of New Zealand’s largest and well-known brands
2017

Insolvency Servicing Launched

  • Bravure launches an insolvency servicing division to optimise the entire lifecycle of personal insolvency cases and now has visibility of over 90% of new personal insolvency cases on an annual basis
2019

Management Buy-Out

  • In early 2019, KFSA senior management completed a management buy-out of the Australian business and the company trading name was changed to Bravure
2021

Bravure Bridge Launched

  • Bravure Bridge is launched within the Australian market, delivering an industry leading technology platform for creditors and debt buyers to improve compliance, oversight, and post-sale support for consumers